Free guides
The paperwork side of freelancing, explained.
Short, practical guides drawn from the Starter Kit playbook. No jargon, written for South Africa.
5 min read
Provisional tax (IRP6) for South African freelancers
Who must pay provisional tax in South Africa, the IRP6 deadlines (31 August, end of February, 30 September), underestimation penalties and what you can deduct.
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SARS tax invoice template: what a valid South African invoice needs
Free SARS tax invoice template guide: every Section 20 VAT Act field, full vs abridged invoices, and the banking details SA accounts teams need to pay you.
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South African freelancer contract: clauses every agreement needs
How to write a South African freelancer contract: deposits, late-payment interest, IP, POPIA, termination and jurisdiction — plus a ready-to-use template.
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Sole proprietor vs (Pty) Ltd in South Africa
Compare trading as a sole proprietor with registering a (Pty) Ltd via CIPC: liability, tax rates, costs, annual admin and which suits freelancers.
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VAT registration for South African freelancers
The compulsory and voluntary VAT registration thresholds, how to register on eFiling, and what changes on your invoices once you're a VAT vendor.
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POPIA and WhatsApp marketing for small businesses
How to reach prospects on WhatsApp and email without breaching POPIA: consent, opt-outs, business numbers and record-keeping.
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How to register a company on CIPC (step by step)
Register a (Pty) Ltd in South Africa: name reservation, standard MOI, BizPortal, costs, tax number and beneficial ownership filing.
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What freelancers can deduct: Section 11(a) explained
Which business expenses South African freelancers can deduct under s11(a), how home office claims work, and the records you need to keep.
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How to chase late payments in South Africa
A polite-to-firm sequence for overdue invoices, letters of demand, interest and small claims options for South African freelancers.
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How to set your freelance rates in rand
Work out your minimum hourly rate, move to day and project pricing, and raise your rates without losing good clients.
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Turnover tax for micro businesses in South Africa
What SARS turnover tax is, who qualifies (turnover up to R1 million), how the sliding rates work and when it beats normal income tax for freelancers.
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B-BBEE sworn affidavit for small businesses (EMEs)
How exempted micro enterprises (turnover R10 million or less) prove their B-BBEE level with a free sworn affidavit instead of a paid verification certificate.
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How to register on SARS eFiling, step by step
Register for SARS eFiling as a freelancer: what you need, the step-by-step process, adding your tax types and getting your tax number.
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Opening a business bank account in South Africa
Why freelancers should separate business money, what documents South African banks usually ask for, and how to choose an account.
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Rules for selling online in South Africa
The ECT Act, Consumer Protection Act and POPIA basics for South African online sellers: what your website must show, cooling-off rights and customer data.
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