Invoicing foreign clients from South Africa

Agree the currency up front

Invoice in the client's currency or in rand — but put it in the quote and contract so nobody is surprised by exchange rates.

Decide who pays bank fees

International transfers can lose a chunk to fees. State on the invoice that fees are for the client's account, or price them in.

Include the details your bank needs

• Your full name and address
• Bank name and SWIFT code
• Account number
• A clear reference (the invoice number)

Tax

Foreign income is still part of your taxable income in South Africa. If you're VAT registered, ask an accountant how VAT applies to exported services.