Income tax calculator South Africa 2026/27
Free SARS income tax calculator for 2026/27. Enter your taxable income and age to see annual and monthly tax, effective and marginal rates.
Tax for the yearR 73 617.00
Per monthR 6 134.75
Effective rate17.50%
Marginal rate31%
Left after taxR 346 383.00
2026/27 tax brackets
- Above R0.00: R0.00 + 18%
- Above R245 100.00: R44 118.00 + 26%
- Above R383 100.00: R79 998.00 + 31%
- Above R530 200.00: R125 599.00 + 36%
- Above R695 800.00: R185 215.00 + 39%
- Above R887 000.00: R259 783.00 + 41%
- Above R1 878 600.00: R666 339.00 + 45%
Estimate using SARS 2026/27 rates, rebates and medical credits (checked 8 October 2026). Freelancers usually pay this as provisional tax in two instalments.
How to use it
- 1.Enter your taxable income for the 2026/27 tax year.
- 2.Add your age so the right rebate applies.
- 3.Add medical aid members for the medical scheme tax credit.
- 4.Read your annual, monthly, effective and marginal tax.
Questions
- What are the tax brackets for 2026/27 in South Africa?
- 18% up to R245 100, then 26%, 31%, 36%, 39%, 41% and 45% above R1 878 600, for 1 March 2026 to 28 February 2027.
- How much can I earn before paying tax in South Africa?
- R99 000 a year if you're under 65, R153 250 from 65 and R171 300 from 75 for the 2026/27 tax year.
- How do freelancers pay this tax?
- Usually as provisional tax in two IRP6 payments (end August and end February), with a final reconciliation on your ITR12.
In the Starter Kit
Provisional tax playbook and the tracker's automatic tax set-aside